Terms and Conditions

  1. This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Products and tells You about Your privacy rights and how the law protects You.
  2. We use Your Personal data to provide and improve the Products. By using the Products, You agree to the collection and use of information in accordance with this Privacy Policy.
  3. For the purposes of this Privacy Policy:
  4.   Account means a unique account created for You to access our Products or parts of our Products.
  5.   Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
  6.   Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Krivel.
  7.   Country refers to: Tamilnadu, India
  8.   Device means any device that can access the Products such as a computer, a cellphone or a digital tablet.
  9.   Personal Data is any information that relates to an identified or identifiable individual.
  10.   Products refers to the Products sold by M/s Krivel.
  11.   Products Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Products, to provide the Products on behalf of the Company, to perform products related to the Products or to assist the Company in analyzing how the Products is used.
  12.   Usage Data refers to data collected automatically, either generated by the use of the Products or from the Products infrastructure itself (for example, the duration of a page visit).
  13.   You means the individual accessing or using the Products, or the company, or other legal entity on behalf of which such individual is accessing or using the Products, as applicable.
  14. Collecting and Using Your Personal Data
  15. Types of Data Collected
  16. Personal Data
  17. When you voluntarily send us electronic mail, we will keep a record of this information so that we can respond to you. We only collect information from you when you register on our site or fill out a form. Also, when filling out a form on our site, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously. In case you have submitted your personal information and contact details, we reserve the rights to Call, SMS, Email or WhatsApp about our products and offers, even if your number has DND activated on it.
  18. While using Our Products, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:
  19.   Email address
  20.   First name and last name
  21.   Phone number
  22.   Usage Data
  23. Terms & Condition
  24. Krivel gives access to users or subscriber the limited access, non assignable and non transferable license to access Krivel as deemed acceptance of Terms of use & Privacy Policy & Refund Policy.
  25. Any content, Information and Instructions in the Website or Application are subject to change anytime without giving prior intimation or notice.
  26. By installing Application you are agrees to provide True Information regarding your Name, Mobile Number , Email , Address and other documentation required under KYC Know your Client and specified by Krivel. Failing to comply with such requirement or wrong interpretation shall lead to Stoppage, Hold or Termination of your Products from us without giving prior notice.
  27. Registering to our Application or giving your information on our website you gives consent to call you or send SMS to your mobile Number even if it is on National Do Not Disturb registered.
  28. By Registering in Our Application or Website you agrees to
  29. *Krivel authorize and it's representative to Call,SMS,E-Mail or What'sapp you about products any offers.This consent overrides any registration for DNC/NDNC and will be making calls and sending SMS through a third-party platform.
  30. • Get SMSs from us
  31. • Regular Notifications from us
  32. • Email regarding any Change in Policy or Offer of New/Regular products , Newsletters
  33. • Agree to allow us to Call you even your Mobile Number registered in National Don Not Call/Disturb
  34. Usage Data
  35. Usage Data is collected automatically when using the Products.
  36. Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Products that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
  37. When You access the Products by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.
  38. Use of Your Personal Data
  39. The Company may use Personal Data for the following purposes:
  40.   To provide and maintain our Products, including to monitor the usage of our Products.
  41.   To manage Your Account: to manage Your registration as a user of the Products. The Personal Data You provide can give You access to different functionalities of the Products that are available to You as a registered user.
  42.   For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or products You have purchased or of any other contract with Us through the Products.
  43.   To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted products, including the security updates, when necessary or reasonable for their implementation.
  44.   To provide You with news, special offers and general information about other goods, products and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
  45.   To manage Your requests: To attend and manage Your requests to Us.
  46.   For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Products users is among the assets transferred.
  47.   For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Products, products, products, marketing and your experience.
  48. We may share Your personal information in the following situations:
  49.   With Products Providers: We may share Your personal information with Products Providers to monitor and analyze the use of our Products, to contact You.
  50.   For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
  51.   With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.
  52.   With business partners: We may share Your information with Our business partners to offer You certain products, products or promotions.
  53.   With Your consent: We may disclose Your personal information for any other purpose with Your consent.
  54. Retention of Your Personal Data
  55. The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
  56. The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Products, or We are legally obligated to retain this data for longer time periods.
  57. Transfer of Your Personal Data
  58. Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.
  59. Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.
  60. The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.
  61. Disclosure of Your Personal Data
  62. Business Transactions
  63. If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.
  64. Law enforcement
  65. Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
  66. Other legal requirements
  67. The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:
  68.   Comply with a legal obligation
  69.   Protect and defend the rights or property of the Company
  70.   Prevent or investigate possible wrongdoing in connection with the Products
  71.   Protect the personal safety of Users of the Products or the public
  72.   Protect against legal liability
  73. Security of Your Personal Data
  74. The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.
  75. Children's Privacy
  76. Our Products does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.
  77. If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.
  78. Changes to this Privacy Policy
  79. We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.
  80. We will let You know via email and/or a prominent notice on Our Products, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy.
  81. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
  82. NO REFUNDS OR CANCELLATIONS
  83. · Read all information about our products and support given to our clients.
  84. · Read our Terms and Conditions.
  85. · Read our Privacy Policy
  86. Kindly make the payment after reading all terms and conditions, disclaimers, and refund policy
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